Best Things to Sell Online to Generate Some Cash Flow
If you’re trying to save a little cash (Step 4) or starting to attack your debt (Step 6), you might be feeling a little overwhelmed. Just by looking at your budget, you might be thinking that it’s...
View ArticleFinancial Sacrifices Now = Financial Freedom Later
You had your path to financial freedom all mapped out. You were committed to the plan and marched in with a full head of steam. The first 30 days came and went and then you looked at the results. Ugh....
View Article21 Motivational Stories About Getting Out of Debt
Last week, I wrote about making financial sacrifices now so that you can have a lifetime of financial freedom later. For some of you, just reading the words in that article will not be enough. It’s...
View Article11 Questions to Ask Yourself About Money
Money is something that affects us every single day of our lives. It’s used to pay for our shelter. It’s used to purchase food for our families. It’s used to purchase heat in the winter. It’s used to...
View ArticleUse IRS Tax Withholding Calculator to Increase Your Net Pay
Have you created a “bare-bones” budget only to realize there still isn’t enough money left over to save for an emergency fund or pay off debt? Would you be interested if I told you that there’s a...
View ArticleMoney and Relationships – Talk Money With Your Honey
You’ll use this article in all steps of The 9 Steps to Financial Freedom. Now, I imagine that some of you single individuals out there are thinking that you’re getting off Scott Free. Wrong! You...
View ArticleHoliday Budgeting Tips To Help Keep More Cash In Your Wallet
Commercials begging you to buy are already running. Jolly music is playing in the stores. Black Friday “deals” are already grabbing your attention. Yep, the holidays are fast approaching. So before...
View ArticleStart Big By Creating an Annual Budget First
You’ll specifically use this article in Step 3 of The 9 Steps to Financial Freedom. However, it’s beneficial to review it in all steps. If you created a budget in the past and it didn’t stick, I bet...
View ArticleBig Cell Phone Bill? Find Out How to Save Big Money
Be honest. What’s going through your mind right now? “How the heck did he rack up that large of a cell phone bill?” “Was he roaming in Buffalo while letting someone listen to a Bon Jovi concert?”...
View ArticleWhich Expenses Should I Cut First?
When it comes to thought-provoking and easy-to-read personal finance information, I recommend Michael B Rubin. He currently has two books available titled Beyond Paycheck to Paycheck and The Savings...
View ArticleFinancial Rules of Thumb Make Me Angry
When you do what I do, you get asked about financial rules of thumb a lot. You know what I mean. “How much should I spend on housing?” “What’s a good amount to spend on entertainment?” “How much...
View ArticleStop Using Credit Cards
“CUT UP YOUR CREDIT CARDS NOW!” I’m going to go out on a limb and say you’ve seen that phrase before. It’s a popular tip in various best-selling books and may be the driving force in how you...
View ArticleBudgeting For Dummies – The Ultimate Guide on Creating a Budget You’ll...
Budgeting for dummies. Ugh. I cringe while saying that. Why? Well, because you’re NOT a dummy. This headline is designed to get you here so I can tell you just that. Your previous, unsuccessful...
View ArticleHow to Successfully Consolidate Your Debt The First Time
Debt sucks. Like, it literally sucks your hard-earned money out of your pockets and into the pockets of someone else. Isn’t that money you’d like to use toward your financial goals? I’d bet so. Debt...
View Article6 Steps to Take When You’re Behind On Bills
Once you start getting behind on bills, it can be very difficult to catch up. Late payment fees, interest, overdraft fees, and insufficient funds fees drain your checking account and add to your...
View ArticleLearn How To Coupon and Avoid The Mistakes
So you want to learn how to coupon. I’m sure it’s because you want to reduce your grocery expenses. For some weird reason, couponing is the first thing that comes to mind when most people think about...
View ArticleDealing With Debt Collection Agencies
Dealing with debt collection agencies sucks! If you’re here, you’ve likely been contacted by a debt collector recently. It’s a very stressful situation, but you can’t ignore it. I’m here to help you...
View Article